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We Listen

At Jefferson Capital, we understand that every financial situation is a little different. By listening, we're able to offer solutions that provide value for consumers and creditors alike.

We were founded in 2002 based on the bedrock principles of listening, identifying solutions, and “doing the right thing.”

It's why last year alone, we were able to help hundreds of thousands of our account holders find workable solutions to resolve their accounts and move forward with their lives.

For New York City residents: To better serve you, please advise us if you have any language preference other than English. At this time, we have Spanish language access services available to you. In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on New York City’s Department of Consumer Affairs’ website at

Our Core Values

Integrity. We conduct our business in an honest and ethical manner.

Respect. We demonstrate respect through our daily actions and communications.

Fairness. We treat our consumers, colleagues, clients, and partners fairly.

Compliance. We integrate compliance best practices into our daily operations and regularly audit our operations to ensure compliance with all consumer protection laws, rules, and regulations.

Communication. We always strive to connect with consumers and clients in a clear and informative manner.

Next Step

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